VDSC endorsed partner
RK Tongue provides insight on common malpractice and group insurance coverage questions in light of COVID-19.
WATCH the full video
Questions covered in this video:
0:00:44 - Will business interruption insurance pay for my loss while my office is closed either due to a voluntary closure or mandate?
0:03:28 - Will malpractice insurance provide for defense and indemnity expenses if a patient alleges exposure and infection due to dental services?
00:05:35 - Does the declaration of a national or state emergency, mandatory business closure, or stay-at-home order change how my malpractice insurance responds?
00:05:35 - Are malpractice insurers providing COVID-19 risk management and standard of care guidance?
00:11:57 – Will health insurance cover expenses related to COVID-19 testing or treatment?
00:14:25 - If an employer furloughs or reduces hours for some or all employees in response to the COVID-19 National Emergency, can the company continue to cover those employees on their fully insured group health insurance plan? How would COBRA factor in?
00:19:47 - Are medical carriers considering off-renewal changes for small businesses that may be financially impacted? Can employers use credit cards to pay premiums for fully insured group health plans?
00:22:55 – What should members know about workers compensation and disability policies during this time?
00:29:58 - I heard that “pandemic insurance is available” can I get it?